var topb = ''

topb += ''

// image preload start
topb += '	<div id="imagePreload" style="display:none">'
topb += '	<img src="'+imgpref+'img/bg-topnav-banner.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/logo-ms.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/btn-orange1.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/bg-topnav.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/bg-subnav.jpg" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/bg-page.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/bg-topnav-divider.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/bg-topnav-shadow.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/bg-topnav-shadow-20.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/bg-topnav-ggrad.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/topnav-views-off.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/topnav-views-hover.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/topnav-inst-off.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/topnav-inst-hover.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/topnav-indiv-off.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/topnav-indiv-hover.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/topnav-about-off.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/topnav-about-hover.gif" alt="" border="0" style="display:none">'
topb += '	<img src="'+imgpref+'img/topnav-glob-hover.gif" alt="" border="0" style="display:none">'
topb += '	</div>'
// image preload end

topb += '	<div id="topBanner">'

topb += '		<div id="logoAndLinks">'
topb += '		<table height="85" border="0" cellpadding="0" cellspacing="0">'
topb += '		<tr>'
topb += '			<td><a href="'+imgpref+'index.html" id="logo"><img src="'+imgpref+'img/msfs_big.gif" border="0" alt="Morgan Stanley" /></a></td>'
topb += '			<td class="rule" valign="top"><img src="'+imgpref+'img/rule_vert_header.gif" border="0" alt="" /></td>'
topb += '			<td><img src="'+imgpref+'img/title_stratum.gif" alt="" border="0"></td>'
topb += '		</tr>'
topb += '		</table>'
topb += '		</div>'

topb += '		<div id="topNav"> <!-- Start of top navigation menus -->'
topb += '			<table border="0" cellpadding="0" cellspacing="0">'
topb += '				<tr>'

if (mb!='home')
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'index.html\')" onmouseover="dropdownmenu(this, event, menu1, 2);mouseOverTopMenu(this);globaloffdropdownH();" onmouseout="delayhidemenu();globaloffdropdownS();">'
else
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'index.html\')" onmouseover="document.body.style.cursor=\'hand\';" onmouseout="document.body.style.cursor=\'default\';">'
if (mb=='home'){bs='hover';}else{bs='off';}
topb += '						<img src="'+imgpref+'img/topnav-home-'+bs+'.gif" border="0" alt="">'
topb += '					</td>'
if (mb=='home'){dividerTd='dividerOn';}else{dividerTd='divider';}
topb += '					<td class="'+dividerTd+'">'
topb += '						<img src="'+imgpref+'img/bg-clear.gif" border="0" alt="" width="1" height="1">'
topb += '					</td>'


if (mb!='about')
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'aboutus.html\')" onmouseover="dropdownmenu(this, event, menu2, 2);mouseOverTopMenu(this);globaloffdropdownH();" onmouseout="delayhidemenu();globaloffdropdownS();">'
else
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'aboutus.html\')" onmouseover="document.body.style.cursor=\'hand\'" onmouseout="document.body.style.cursor=\'default\';">'
if (mb=='about'){bs='hover';}else{bs='off';}
topb += '						<img src="'+imgpref+'img/topnav-about-'+bs+'.gif" border="0" alt="">'
topb += '					</td>'
if (mb=='about'){dividerTd='dividerOn';}else{dividerTd='divider';}
topb += '					<td class="'+dividerTd+'">'
topb += '						<img src="'+imgpref+'img/bg-clear.gif" border="0" alt="" width="1" height="1">'
topb += '					</td>'


if (mb!='whatis')
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'whatis.html\')" onmouseover="dropdownmenu(this, event, menu2, 2);mouseOverTopMenu(this);globaloffdropdownH();" onmouseout="delayhidemenu();globaloffdropdownS();">'
else
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'whatis.html\')" onmouseover="document.body.style.cursor=\'hand\'" onmouseout="document.body.style.cursor=\'default\';">'
if (mb=='whatis'){bs='hover';}else{bs='off';}
topb += '						<img src="'+imgpref+'img/topnav-whatis-'+bs+'.gif" border="0" alt="">'
topb += '					</td>'
if (mb=='whatis'){dividerTd='dividerOn';}else{dividerTd='divider';}
topb += '					<td class="'+dividerTd+'">'
topb += '						<img src="'+imgpref+'img/bg-clear.gif" border="0" alt="" width="1" height="1">'
topb += '					</td>'


if (mb!='news')
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'news.html\')" onmouseover="dropdownmenu(this, event, menu2, 2);mouseOverTopMenu(this);globaloffdropdownH();" onmouseout="delayhidemenu();globaloffdropdownS();">'
else
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'news.html\')" onmouseover="document.body.style.cursor=\'hand\'" onmouseout="document.body.style.cursor=\'default\';">'
if (mb=='news'){bs='hover';}else{bs='off';}
topb += '						<img src="'+imgpref+'img/topnav-news-'+bs+'.gif" border="0" alt="">'
topb += '					</td>'
if (mb=='news'){dividerTd='dividerOn';}else{dividerTd='divider';}
topb += '					<td class="'+dividerTd+'">'
topb += '						<img src="'+imgpref+'img/bg-clear.gif" border="0" alt="" width="1" height="1">'
topb += '					</td>'


if (mb!='views')
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'views.html\')" onmouseover="dropdownmenu(this, event, menu2, 2);mouseOverTopMenu(this);globaloffdropdownH();" onmouseout="delayhidemenu();globaloffdropdownS();">'
else
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'views.html\')" onmouseover="document.body.style.cursor=\'hand\'" onmouseout="document.body.style.cursor=\'default\';">'
if (mb=='views'){bs='hover';}else{bs='off';}
topb += '						<img src="'+imgpref+'img/topnav-views-'+bs+'.gif" border="0" alt="">'
topb += '					</td>'
if (mb=='views'){dividerTd='dividerOn';}else{dividerTd='divider';}
topb += '					<td class="'+dividerTd+'">'
topb += '						<img src="'+imgpref+'img/bg-clear.gif" border="0" alt="" width="1" height="1">'
topb += '					</td>'


if (mb!='partners')
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'partners.html\')" onmouseover="dropdownmenu(this, event, menu2, 2);mouseOverTopMenu(this);globaloffdropdownH();" onmouseout="delayhidemenu();globaloffdropdownS();">'
else
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'partners.html\')" onmouseover="document.body.style.cursor=\'hand\'" onmouseout="document.body.style.cursor=\'default\';">'
if (mb=='partners'){bs='hover';}else{bs='off';}
topb += '						<img src="'+imgpref+'img/topnav-partners-'+bs+'.gif" border="0" alt="">'
topb += '					</td>'
if (mb=='partners'){dividerTd='dividerOn';}else{dividerTd='divider';}
topb += '					<td class="'+dividerTd+'">'
topb += '						<img src="'+imgpref+'img/bg-clear.gif" border="0" alt="" width="1" height="1">'
topb += '					</td>'


if (mb!='contact')
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'contactus.html\')" onmouseover="dropdownmenu(this, event, menu2, 2);mouseOverTopMenu(this);globaloffdropdownH();" onmouseout="delayhidemenu();globaloffdropdownS();">'
else
topb += '					<td class="topNavButton" onclick="goToUrl(\''+imgpref+'contactus.html\')" onmouseover="document.body.style.cursor=\'hand\'" onmouseout="document.body.style.cursor=\'default\';">'
if (mb=='contact'){bs='hover';}else{bs='off';}
topb += '						<img src="'+imgpref+'img/topnav-contact-'+bs+'.gif" border="0" alt="">'
topb += '					</td>'
if (mb=='contact'){dividerTd='dividerOn';}else{dividerTd='divider';}
topb += '					<td class="'+dividerTd+'">'
topb += '						<img src="'+imgpref+'img/bg-clear.gif" border="0" alt="" width="1" height="1">'
topb += '					</td>'


topb += '				</tr>'
topb += '			</table>'
topb += '		</div> <!-- End of top navigation menus -->'


if (window.topgrad){
	topb += '		<div id="topBannerGrad"></div>'
}
		
topb += '	</div>'

document.write(topb)
